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Text File  |  1992-07-01  |  51KB  |  807 lines
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  16.                               L O A N P M T
  17.  
  18.                                Version 2.0
  19.  
  20.  
  21.                             A P P E N D I X  A
  22.  
  23.  
  24.                    Copyright 1992 Data Language Systems
  25.                            All Rights Reserved
  26.                                    GTDR
  27.  
  28.  
  29.                                          A-1
  30.  
  31.  
  32. F1=HELP     F10=Menu            INSERT/OVERWRITE    ESC=QUIT         NUM__          ___                                     ___
  33. ─────────────────────────────── LOANPMT Ver 2.0 ───────────────────────────────
  34.  ≡   File    Table    Comparisons    Settings                           Exit      _         _         _                _                             _
  35. ╔═════════════════════════════════════════════════════════════════════════════╗
  36. ║ Computed Field: Payment                                                     ║
  37. ║ Loan Company:                                                               ║
  38. ║ Borrower:                                                                   ║
  39. ║ Comment:                                                                    ║
  40. ║ Payment schedule (number of payments per year): Monthly                     ║
  41. ║                                                                             ║
  42. ║ Loan principal: $0                    Total amount financed: $0.00          ║
  43. ║ Additional loan costs: $0                                                   ║
  44. ║ Loan points charged: 0                Deferred principal: $0                ║
  45. ║ Annual percentage rate (%): 0                                               ║
  46. ║ Duration of loan in payments: 1                                             ║
  47. ║                                                                             ║
  48. ║ Payment: $0                                                                 ║
  49. ║ Date of first payment (MM/DD/YY):  05/13/1992                               ║
  50. ║                                                                             ║
  51. ║                                                                             ║
  52. ║                                                                             ║
  53. ║                                                                             ║
  54. ║ F2=Save Loan Data    F3=Load Loan Data                                      ║
  55. ╚═════════════════════════════════════════════════════════════════════════════╝
  56.                         Overlay manager initialized to disk!
  57.  
  58.                             Figure 1, The LOANPMT Screen.
  59.  
  60.  
  61. ┌─────────────────────────────────────────────────────────────────────────────┐
  62. │                                                                             │
  63. │               Close Box                                                     │
  64. │                   │                                                         │
  65. │                ╔═[■]══════════════════════════════════╗                     │
  66. │                ╨                                      -Up Arrow icon       │
  67. │     Home icon- H     This is a sample help window.    ▒-Page up area.       │
  68. │                ╥                                      ▒                     │
  69. │                ║                                      █-location            │
  70. │                ║                                      ▒  marker             │
  71. │                ╨                                      ▒                     │
  72. │     End icon-- E                                      ▒-Page down area      │
  73. │                ╥                                      v-Down arrow icon     │
  74. │                ╚══════════════════════════════════════╝                     │
  75. │                                                                             │
  76. └─────────────────────────────────────────────────────────────────────────────┘
  77.  
  78.                            Figure 2, LOANPMT Help Window.
  79.  
  80.  
  81.                                          A-2
  82.  
  83.  
  84. F1=HELP     F10=Menu            INSERT/OVERWRITE    ESC=QUIT         NUM
  85. ─────────────────────────────── LOANPMT Ver 2.0 ───────────────────────────────
  86.  ≡   File    Table    Comparisons    Settings                           Exit
  87. ╔══════════════════════════════════════════════════════════┌────────────────┐═╗
  88. ║ Computed Field: Payment                                  │  Quit LOANPMT? │ ║
  89. ║ Loan Company:                                            │  Yes ▄   No  ▄ │ ║
  90. ║ Borrower:                                                │  ▀▀▀▀▀   ▀▀▀▀▀ │ ║
  91. ║ Comment:                                                 └────────────────┘ ║
  92. ║ Payment schedule (number of payments per year): Monthly                     ║
  93. ║                                                                             ║
  94. ║ Loan principal: $0                    Total amount financed: $0.00          ║
  95. ║ Additional loan costs: $0                                                   ║
  96. ║ Loan points charged: 0                Deferred principal: $0                ║
  97. ║ Annual percentage rate (%): 0                                               ║
  98. ║ Duration of loan in payments: 1                                             ║
  99. ║                                                                             ║
  100. ║ Payment: $0.00                                                              ║
  101. ║ Date of first payment (MM/DD/YY):  05/13/1992                               ║
  102. ║                                                                             ║
  103. ║                                                                             ║
  104. ║                                                                             ║
  105. ║                                                                             ║
  106. ║                                                                             ║
  107. ╚═════════════════════════════════════════════════════════════════════════════╝
  108.                            Quit LOANPMT and return to DOS?
  109.                          Figure 3, The Exit Pull-down Menu.
  110.  
  111.  
  112. F1=HELP     F10=Menu            INSERT/OVERWRITE    ESC=QUIT         NUM
  113. ─────────────────────────────── LOANPMT Ver 2.0 ───────────────────────────────
  114.  ≡   File    Table    Comparisons    Settings                           Exit
  115. ╔═════════════════════════════════════════════════════════════════════════════╗
  116. ║ Computed Field: Payment                                                     ║
  117. ║ Loan Company:                                                               ║
  118. ║ Bor┌────────────────────────────────────────────────────────────────────┐   ║
  119. ║ Com│                            Fatal Error!                            │   ║
  120. ║ Pay│                                                                    │   ║
  121. ║    │                    FILE: LOANPMT.OVR not found!                    │   ║
  122. ║ Loa│                                                                    │   ║
  123. ║ Add│       The LOANPMT overlay manager has failed initialization.       │   ║
  124. ║ Loa│  LOANPMT cannot run without the overlay manager.                   │   ║
  125. ║ Ann│                                                                    │   ║
  126. ║ Dur│       Refer to the "Overlay Manager" section in the LOANPMT        │   ║
  127. ║    │  manual for help in resolving this error.                          │   ║
  128. ║ Pay│                                                                    │   ║
  129. ║ Dat│    <Press any key or left-click the mouse to terminate LOANPMT>    │   ║
  130. ║    └────────────────────────────────────────────────────────────────────┘   ║
  131. ║                                                                             ║
  132. ║                                                                             ║
  133. ║                                                                             ║
  134. ║ F2=Save Loan Data    F3=Load Loan Data                                      ║
  135. ╚═════════════════════════════════════════════════════════════════════════════╝
  136.  
  137.                        Figure 4, Fatal Overlay Error Message.
  138.  
  139.  
  140.                                          A-3
  141.  
  142.  
  143. F1=HELP     F10=Menu            INSERT/OVERWRITE    ESC=QUIT         NUM
  144. ─────────────────────────────── LOANPMT Ver 2.0 ───────────────────────────────
  145.  ≡   File    Table    Comparisons    Settings                           Exit
  146. ╔═════════════════════════════════════════════════════════════════════════════╗
  147. ║ Computed Field: Payment                                                     ║
  148. ║ Loan Company:                                                               ║
  149. ║ Bor╔═[■]════════════════════════════════════════════════════════════════╗   ║
  150. ║ Com║                       Overlay Manager Error!                       ║   ║
  151. ║ Pay║                          File not found!                           ║   ║
  152. ║    ║    Overlay Manager was initialized, but LOANPMT.OVR not found!     ║   ║
  153. ║ Loa║                                                                    ║   ║
  154. ║ Add║     LOANPMT cannot run without the file LOANPMT.OVR.  Refer to     ║   ║
  155. ║ Loa║ the "Overlay Manager" section in the LOANPMT manual for help in    ║   ║
  156. ║ Ann║ resolving this error.  If you can fix this error, select           ║   ║
  157. ║ Dur║ "CONTINUE".  Otherwise, select "QUIT" to terminate LOANPMT and     ║   ║
  158. ║    ║ return to DOS.                                                     ║   ║
  159. ║ Pay║                                                                    ║   ║
  160. ║ Dat║                                                                    ║   ║
  161. ║    ║                                                                    ║   ║
  162. ║    ║                Continue  ▄                   Quit    ▄             ║   ║
  163. ║    ║               ▀▀▀▀▀▀▀▀▀▀▀▀                ▀▀▀▀▀▀▀▀▀▀▀▀             ║   ║
  164. ║    ║                                                                    ║   ║
  165. ║ F2=╚════════════════════════════════════════════════════════════════════╝   ║
  166. ╚═════════════════════════════════════════════════════════════════════════════╝
  167.           "LOANPMT.OVR" not found!  Requested program function UNAVAILABLE!
  168.  
  169.                       Figure 5, Overlay Manager Error Message.
  170.  
  171.  
  172. ┌─────────────────────────────────────────────────────────────────────────────┐
  173. │                                                                             │
  174. │  F1=HELP     F10=Menu            INSERT/OVERWRITE    ESC=QUIT         NUM   │
  175. │                                                                             │
  176. └─────────────────────────────────────────────────────────────────────────────┘
  177.  
  178.                            Figure 6, LOANPMT Status Line.
  179.  
  180.  
  181. ┌─────────────────────────────────────────────────────────────────────────────┐
  182. │                                                                             │
  183. │  ≡   File    Table    Comparisons    Settings                          Exit │
  184. │                                                                             │
  185. └─────────────────────────────────────────────────────────────────────────────┘
  186.  
  187.                         Figure 7, LOANPMT Pull-down Menu Bar.
  188.  
  189.  
  190.                                          A-4
  191.  
  192.  
  193. ┌─────────────────────────────────────────────────────────────────────────────┐
  194. │                                                                             │
  195. │  ≡   File    Table    Comparisons    Settings                          Exit │
  196. │ ┌───────────┐                                                               │
  197. │ │ About ... │                                                               │
  198. │ └───────────┘                                                               │
  199. │                                                                             │
  200. └─────────────────────────────────────────────────────────────────────────────┘
  201.  
  202.                          Figure 8, The ABOUT Pull-down Menu.
  203.  
  204.  
  205. ┌─────────────────────────────────────────────────────────────────────────────┐
  206. │                                                                             │
  207. │  ≡   File    Table    Comparisons    Settings                          Exit │
  208. │     ┌───────────────┐                                                       │
  209. │     │ Save (F2) ... │                                                       │
  210. │     │ Load (F3) ... │                                                       │
  211. │     └───────────────┘                                                       │
  212. │                                                                             │
  213. └─────────────────────────────────────────────────────────────────────────────┘
  214.  
  215.                          Figure 9, The FILE Pull-down Menu.
  216.  
  217.  
  218. ┌─────────────────────────────────────────────────────────────────────────────┐
  219. │                                                                             │
  220. │  ≡   File    Table    Comparisons    Settings                          Exit │
  221. │     ┌───────────────┐                                                       │
  222. │     │ Save (F2) ... │                                                       │
  223. │     │ Load (F3) ... │╔═[■]═Save Data to Filename: ══════════════╗           │
  224. │     └───────────────┘║                                          ║           │
  225. │                      ╚══════════════════════════════════════════╝           │
  226. │                                                                             │
  227. └─────────────────────────────────────────────────────────────────────────────┘
  228.  
  229.                            Figure 10, The SAVE dialog box.
  230.  
  231.  
  232. ┌─────────────────────────────────────────────────────────────────────────────┐
  233. │                                                                             │
  234. │  ≡   File    Table    Comparisons    Settings                          Exit │
  235. │     ┌───────────────┐                                                       │
  236. │     │ Save (F2) ... │                                                       │
  237. │     │ Load (F3) ... │╔═[■]═Load Data from Filename: ════════════╗           │
  238. │     └───────────────┘║ *                                        ║           │
  239. │                      ╚══════════════════════════════════════════╝           │
  240. │                                                                             │
  241. └─────────────────────────────────────────────────────────────────────────────┘
  242.  
  243.                            Figure 11, The LOAD dialog box.
  244.  
  245.  
  246.                                          A-5
  247.  
  248.  
  249. ┌─────────────────────────────────────────────────────────────────────────────┐
  250. │                                                                             │
  251. │         Close Box                                                           │
  252. │             │                                                               │
  253. │          ╔═[■]═DIRECTORY OF: C:\LPMT\*.PMT════════════════╗ Up Arrow        │
  254. │          ╨   EXAMPLE1.PMT   LPMTINIT.PMT   \..\           ───icon          │
  255. │     Home-H   \LOANS\                                      ▒-Page Up         │
  256. │     icon ╥                                                ▒   area          │
  257. │          ║                                                █-location        │
  258. │          ║                                                ▒  marker         │
  259. │          ║                                                ▒                 │
  260. │          ╨                                                ▒ Page down       │
  261. │     End--E                                                ▒────area         │
  262. │     icon ╥                                                v-Down arrow      │
  263. │          ╚═<▒▒▒▒▒▒▒▒▒▒▒▒▒▒▒▒▒▒▒▒▒▒▒▒▒▒▒▒▒▒▒▒▒▒▒▒▒▒▒▒▒▒▒▒>═╝    icon         │
  264. │            │                                            │                   │
  265. │        Left arrow                                  Right arrow              │
  266. │           icon                                         icon                 │
  267. │                                                                             │
  268. └─────────────────────────────────────────────────────────────────────────────┘
  269.  
  270.                         Figure 12, The LOAD File Menu Window.
  271.  
  272.  
  273. ┌─────────────────────────────────────────────────────────────────────────────┐
  274. │                                                                             │
  275. │  ≡   File    Table    Comparisons    Settings                          Exit │
  276. │             ┌─Amortization─┐                                                │
  277. │             │ Display      │                                                │
  278. │             │ Print        │                                                │
  279. │             │ Save         │                                                │
  280. │             └──────────────┘                                                │
  281. │                                                                             │
  282. └─────────────────────────────────────────────────────────────────────────────┘
  283.  
  284.               Figure 13, The TABLE Pull-down Menu (Amortization Mode).
  285.  
  286.  
  287. ┌─────────────────────────────────────────────────────────────────────────────┐
  288. │                                                                             │
  289. │  ≡   File    Table    Comparisons    Settings                          Exit │
  290. │             ┌Payoff Summary┐                                                │
  291. │             │ Display      │                                                │
  292. │             │ Print        │                                                │
  293. │             │ Save         │                                                │
  294. │             └──────────────┘                                                │
  295. │                                                                             │
  296. └─────────────────────────────────────────────────────────────────────────────┘
  297.  
  298.                  Figure 14, The TABLE Pull-down Menu (Payoff Mode).
  299.  
  300.  
  301.                                          A-6
  302.  
  303.  
  304. ┌─────────────────────────────────────────────────────────────────────────────┐
  305. │                                                                             │
  306. │  ≡   File    Table    Comparisons    Settings                          Exit │
  307. │             ┌─Amortization─┐                                                │
  308. │             │ Display      │┌───────────────────────────┐                   │
  309. │             │ Print        ││                           │                   │
  310. │             │ Save         ││   No Amortization table   │                   │
  311. │             └──────────────┘│        available!         │                   │
  312. │                             │                           │                   │
  313. │                             │  Press ESC to continue.   │                   │
  314. │                             │                           │                   │
  315. │                             └───────────────────────────┘                   │
  316. │                                                                             │
  317. └─────────────────────────────────────────────────────────────────────────────┘
  318.  
  319.                   Figure 15, No Amortization Table Available Error.
  320.  
  321.  
  322. ┌─────────────────────────────────────────────────────────────────────────────┐
  323. │                                                                             │
  324. │  ≡   File    Table    Comparisons    Settings                          Exit │
  325. │             ┌─Amortization─┐                                                │
  326. │             │ Display      │┌───────────────────────────┐                   │
  327. │             │ Print        ││  ALL   1992   1993   1994 │                   │
  328. │             │ Save         ││ 1995   1996   1997   1998 │                   │
  329. │             └──────────────┘│ 1999   2000   2001   2002 │                   │
  330. │                             │ 2003   2004   2005   2006 │                   │
  331. │                             │ 2007   2008   2009   2010 │                   │
  332. │                             │ 2011                      │                   │
  333. │                             │                           │                   │
  334. │                             │                           │                   │
  335. │                             │                           │                   │
  336. │                             │                           │                   │
  337. │                             │                           │                   │
  338. │                             │                           │                   │
  339. │                             │                           │                   │
  340. │                             └───────────────────────────┘                   │
  341. │                                                                             │
  342. └─────────────────────────────────────────────────────────────────────────────┘
  343.  
  344.                Figure 16, The Amortization Table Year Selection Menu.
  345.  
  346.  
  347.                                          A-7
  348.  
  349.  
  350.     Close Box
  351.         │
  352.      ╔═[■]═PMT: $293.83 ═════════════════════AMT FINANCED: $4800.00 ═╗ Up Arrow
  353.      ╨                The Last National Bank of Yorktown             ───icon
  354. Home-H   APR   PAYMENT    PAYMENT  INTEREST    PRINCIPAL    BALANCE  ░-Page Up
  355. icon ╥ 12.500%   DATE      NUMBER   PAYMENT     PAYMENT     OF LOAN  ░   area
  356.      ║         09/01/89       1       50.00      243.83      4556.17 █-location
  357.      ║         10/01/89       2       47.46      246.37      4309.80 ░  marker
  358.      ║         11/01/89       3       44.89      248.94      4060.86 ░
  359.      ║         12/01/89       4       42.30      251.53      3809.33 ░
  360.      ║            TOTAL    ────   ─────────   ─────────   PAYMENTS   ░
  361.      ║      FOR YEAR 1989:    4   $  184.65 + $  990.67 = $  1175.32 ░
  362.      ║      TOTAL-TO-DATE:    4   $  184.65 + $  990.67 = $  1175.32 ░
  363.      ║                                                               ░
  364.      ║         01/01/90       5       39.68      254.15      3555.18 ░
  365.      ║         02/01/90       6       37.03      256.80      3298.38 ░
  366.      ║         03/01/90       7       34.36      259.47      3038.91 ░
  367.      ║         04/01/90       8       31.66      262.17      2776.74 ░
  368.      ║         05/01/90       9       28.92      264.91      2511.83 ░
  369.      ║         06/01/90      10       26.16      267.67      2244.16 ░
  370.      ║         07/01/90      11       23.38      270.45      1973.71 ░   Page
  371.      ╨         08/01/90      12       20.56      273.27      1700.44 ░   Down
  372. End--E         09/01/90      13       17.71      276.12      1424.32 ░───area
  373. icon ╥         10/01/90      14       14.84      278.99      1145.33 v--Down
  374.      ╚═BORROWER: Data Language Systems ══════════════════════════════╝  Arrow
  375.                             Office Improvement Loan                      icon
  376.  
  377.                   Figure 17, The Amortization Table Display Window.
  378.  
  379.  
  380. ┌─────────────────────────────────────────────────────────────────────────────┐
  381. │                                                                             │
  382. │  ≡   File    Table    Comparisons    Settings                          Exit │
  383. │           ┌─Amortization─┐                                                  │
  384. │           │ Display      │                                                  │
  385. │           │ Print        │┌────────────┐                                    │
  386. │           │ Save         ││ LPT1 (PRN) │                                    │
  387. │           └──────────────┘│ LPT2       │                                    │
  388. │                           │ LPT3       │                                    │
  389. │                           └────────────┘                                    │
  390. │                                                                             │
  391. └─────────────────────────────────────────────────────────────────────────────┘
  392.  
  393.            Figure 18, The Amortization Table Printer Port Selection Menu.
  394.  
  395.  
  396.                                          A-8
  397.  
  398.  
  399. ┌─────────────────────────────────────────────────────────────────────────────┐
  400. │                                                                             │
  401. │                            ╔═[■]════════════════════╗                       │
  402. │                            ║                        ║                       │
  403. │                            ║   Printer ERROR $18    ║                       │
  404. │                            ║                        ║                       │
  405. │                            ║    CANCEL PRINTOUT?    ║                       │
  406. │                            ║                        ║                       │
  407. │                            ║    Yes  ▄      No   ▄  ║                       │
  408. │                            ║   ▀▀▀▀▀▀▀     ▀▀▀▀▀▀▀  ║                       │
  409. │                            ╚════════════════════════╝                       │
  410. │                                                                             │
  411. │                                                                             │
  412. │                               Printer not ready!                            │
  413. │                                                                             │
  414. └─────────────────────────────────────────────────────────────────────────────┘
  415.  
  416.                     Figure 19, The Printer Error Message Window.
  417.  
  418.  
  419. ┌─────────────────────────────────────────────────────────────────────────────┐
  420. │                                                                             │
  421. │                            ╔═[■]════════════════════╗                       │
  422. │                            ║                        ║                       │
  423. │                            ║    CANCEL PRINTING?    ║                       │
  424. │                            ║                        ║                       │
  425. │                            ║                        ║                       │
  426. │                            ║                        ║                       │
  427. │                            ║    Yes  ▄      No   ▄  ║                       │
  428. │                            ║   ▀▀▀▀▀▀▀     ▀▀▀▀▀▀▀  ║                       │
  429. │                            ╚════════════════════════╝                       │
  430. │                                                                             │
  431. └─────────────────────────────────────────────────────────────────────────────┘
  432.  
  433.                        Figure 20, The Cancel Printing Window.
  434.  
  435.  
  436. ┌─────────────────────────────────────────────────────────────────────────────┐
  437. │                                                                             │
  438. │  ≡   File    Table    Comparisons    Settings                          Exit │
  439. │             ┌─Amortization─┐                                                │
  440. │             │ Display      │                                                │
  441. │             │ Print        │                                                │
  442. │             │ Save         │╔═[■]═Save Amortization Table to Filename: ╗    │
  443. │             └──────────────┘║ EXAMPLE1                                 ║    │
  444. │                             ╚══════════════════════════════════════════╝    │
  445. │                                                                             │
  446. └─────────────────────────────────────────────────────────────────────────────┘
  447.  
  448.                  Figure 21, The Save Amortization Table Dialog Box.
  449.  
  450.  
  451.                                          A-9
  452.  
  453.  
  454. ╔═[■]══════════════════════════ LOANPMT Ver 2.0 ══════════════════════════════╗
  455. ║                                                                             ║
  456. ║                       *** LOAN PAYOFF CALCULATION ***                       ║
  457. ║                      The Last National Bank of Yorktown                     ║
  458. ║                                   04/15/92                                  ║
  459. ║                                                                             ║
  460. ║                       BORROWER: Data Language Systems                       ║
  461. ║                      LOAN FOR: Office Improvement Loan                      ║
  462. ║                                                                             ║
  463. ║          Total amount financed: $4800.00                                    ║
  464. ║          Annual percentage rate (APR): 12.5000%                             ║
  465. ║          Monthly payment: $293.83                                           ║
  466. ║          Initial number of monthly payments: 18                             ║
  467. ║          Number of monthly payments already made: 1                         ║
  468. ║          Number of monthly payments remaining: 17                           ║
  469. ║          Amount required to payoff loan: $4556.17                           ║
  470. ║                                                                             ║
  471. ║                                                                             ║
  472. ║                                                                             ║
  473. ║                                                                             ║
  474. ║                                                                             ║
  475. ║                                                                             ║
  476. ╚═════════════════════════════════════════════════════════════════════════════╝
  477.                               Press ESC to quit display
  478.  
  479.                      Figure 22, The Loan Payoff Summary Window.
  480.  
  481.  
  482. ┌─────────────────────────────────────────────────────────────────────────────┐
  483. │                                                                             │
  484. │  ≡   File    Table    Comparisons    Settings                          Exit │
  485. │             ┌Payoff Summary┐                                                │
  486. │             │ Display      │                                                │
  487. │             │ Print        │┌────────────┐                                  │
  488. │             │ Save         ││ LPT1 (PRN) │                                  │
  489. │             └──────────────┘│ LPT2       │                                  │
  490. │                             │ LPT3       │                                  │
  491. │                             └────────────┘                                  │
  492. │                                                                             │
  493. └─────────────────────────────────────────────────────────────────────────────┘
  494.  
  495.              Figure 23, The Payoff Summary Printer Port Selection Menu.
  496.  
  497.  
  498.                                         A-10
  499.  
  500.  
  501. ┌─────────────────────────────────────────────────────────────────────────────┐
  502. │                                                                             │
  503. │  ≡   File    Table    Comparisons    Settings                          Exit │
  504. │             ┌Payoff Summary┐                                                │
  505. │             │ Display      │                                                │
  506. │             │ Print        │                                                │
  507. │             │ Save         │╔═[■]═Save Payoff Summary to Filename: ════╗    │
  508. │             └──────────────┘║ EXAMPLE1                                 ║    │
  509. │                             ╚══════════════════════════════════════════╝    │
  510. │                                                                             │
  511. └─────────────────────────────────────────────────────────────────────────────┘
  512.  
  513.                  Figure 24, The Save Loan Payoff Summary Dialog Box.
  514.  
  515. ┌─────────────────────────────────────────────────────────────────────────────┐
  516. │                                                                             │
  517. │  ≡   File    Table    Comparisons    Settings                          Exit │
  518. │                      ┌───────────────────────┐                              │
  519. │                      │ Principal vs Payments │                              │
  520. │                      │ Principal vs APR      │                              │
  521. │                      └───────────────────────┘                              │
  522. │                                                                             │
  523. └─────────────────────────────────────────────────────────────────────────────┘
  524.  
  525.         Figure 25, The Comparisons Pull-down menu: Duration Mode = Payments.
  526.  
  527. ┌─────────────────────────────────────────────────────────────────────────────┐
  528. │                                                                             │
  529. │  ≡   File    Table    Comparisons    Settings                          Exit │
  530. │                      ┌───────────────────────┐                              │
  531. │                      │ Principal vs Years    │                              │
  532. │                      │ Principal vs APR      │                              │
  533. │                      └───────────────────────┘                              │
  534. │                                                                             │
  535. └─────────────────────────────────────────────────────────────────────────────┘
  536.  
  537.           Figure 26, The Comparisons Pull-down menu: Duration Mode = Years.
  538.  
  539. ┌─────────────────────────────────────────────────────────────────────────────┐
  540. │                                                                             │
  541. │  ≡   File    Table    Comparisons    Settings                          Exit │
  542. │                      ┌───────────────────────┐                              │
  543. │                      │ Principal vs Payments │                              │
  544. │                      │ Principal vs APR      │                              │
  545. │                      └───────────────────────┘                              │
  546. │                               ┌──────────────────────────────────┐          │
  547. │                               │ Principal increment: 1000.00     │          │
  548. │                               │   Payment increment: 1           │          │
  549. │                               └──────────────────────────────────┘          │
  550. │                                                                             │
  551. └─────────────────────────────────────────────────────────────────────────────┘
  552.  
  553.              Figure 27, The Principal vs Payments Increments Dialog Box.
  554.  
  555.  
  556.                                         A-11
  557.  
  558.  
  559. ┌─────────────────────────────────────────────────────────────────────────────┐
  560. │                                                                             │
  561. │  ≡   File    Table    Comparisons    Settings                          Exit │
  562. │                      ┌───────────────────────┐                              │
  563. │                      │ Principal vs Years    │                              │
  564. │                      │ Principal vs APR      │                              │
  565. │                      └───────────────────────┘                              │
  566. │                               ┌──────────────────────────────────┐          │
  567. │                               │ Principal increment: 1000.00     │          │
  568. │                               │     Years increment: 1           │          │
  569. │                               └──────────────────────────────────┘          │
  570. │                                                                             │
  571. └─────────────────────────────────────────────────────────────────────────────┘
  572.  
  573.               Figure 28, The Principal vs Years Increments Dialog Box.
  574.  
  575.  
  576. ┌─────────────────────────────────────────────────────────────────────────────┐
  577. │                                                                             │
  578. │  ≡   File    Table    Comparisons    Settings                          Exit │
  579. │                      ┌───────────────────────┐                              │
  580. │                      │ Principal vs Payments │                              │
  581. │                      │ Principal vs APR      │                              │
  582. │                      └───────────────────────┘                              │
  583. │                               ┌──────────────────────────────────┐          │
  584. │                               │ Principal increment: 1000.00     │          │
  585. │                               │       APR increment: 0.125       │          │
  586. │                               └──────────────────────────────────┘          │
  587. │                                                                             │
  588. └─────────────────────────────────────────────────────────────────────────────┘
  589.  
  590.                Figure 29, The Principal vs APR Increments Dialog Box.
  591.  
  592.  
  593. ┌─────────────────────────────────────────────────────────────────────────────┐
  594. │                                                                             │
  595. │  ≡   File    Table    Comparisons    Settings                          Exit │
  596. │                      ┌───────────────────────┐                              │
  597. │                      │ Principal vs Payments │                              │
  598. │                      │ Principal vs APR      │                              │
  599. │                      └───────────────────────┘                              │
  600. │                             ┌──────────────────────────────────┐            │
  601. │                             │ Principal increment: 1000.00     │            │
  602. │                             │   Payment increment: 1           │┌─────────┐ │
  603. │                             └──────────────────────────────────┘│ Display │ │
  604. │                                                                 │ Print   │ │
  605. │                                                                 │ Save    │ │
  606. │                                                                 └─────────┘ │
  607. │                                                                             │
  608. └─────────────────────────────────────────────────────────────────────────────┘
  609.  
  610.                Figure 30, The Comparison Table Output Selection Menu.
  611.  
  612.  
  613.                                         A-12
  614.  
  615.  
  616.      Close Box
  617.          │
  618.       ╔═[■]═══════════════════ LOANPMT Ver 2.0 ═════════════════════╗ Up Arrow
  619.       ╨  (1 YR, 6 MO, 0 WK)  LOAN COMPARISON  18 Monthly Payments   ───icon
  620.  Home-H      APR => 12.500%   12.625%   12.750%   12.875%   13.000% ░-Page Up
  621.  icon ╥ PRINCIPAL ($)                                               ░   area
  622.       ║   4800.00    293.83    294.11    294.39    294.67    294.95 █-Vertical
  623.       ║   5800.00    355.04    355.38    355.72    356.06    356.40 ░ location
  624.       ║   6800.00    416.26    416.65    417.05    417.45    417.84 ░  marker
  625.       ║   7800.00    477.47    477.93    478.38    478.84    479.29 ░
  626.       ║   8800.00    538.69    539.20    539.71    540.23    540.74 ░
  627.       ║   9800.00    599.90    600.47    601.04    601.62    602.19 ░
  628.       ║  10800.00    661.12    661.75    662.37    663.00    663.63 ░
  629.       ║  11800.00    722.33    723.02    723.71    724.39    725.08 ░
  630.       ║  12800.00    783.55    784.29    785.04    785.78    786.53 ░
  631.       ║  13800.00    844.76    845.56    846.37    847.17    847.98 ░   Page
  632.       ╨  14800.00    905.98    906.84    907.70    908.56    909.42 ░   Down
  633.  End--E  15800.00    967.19    968.11    969.03    969.95    970.87 ░───area
  634.  icon ╥  16800.00   1028.40   1029.38   1030.36   1031.34   1032.32 v--Down
  635.       ╚═░░░░░░░░░█░░░░░░░░░░░░░░░░░░░░░░░░░░░░░░░░░░░░░░░░░░░░░░░═╝  Arrow
  636.         ││        │                                              ││    icon
  637.     Left┘└Page    └Horizontal                                Page┘└Right
  638.    Arrow  Left     Location                                 Right  Arrow
  639.     icon  Area     Marker                                    Area  icon
  640.  
  641.                    Figure 31, The Comparison Table Display Window.
  642.  
  643.  
  644. ┌─────────────────────────────────────────────────────────────────────────────┐
  645. │                                                                             │
  646. │  ≡   File    Table    Comparisons    Settings                          Exit │
  647. │                      ┌───────────────────────┐                              │
  648. │                      │ Principal vs Payments │                              │
  649. │                      │ Principal vs APR      │                              │
  650. │                      └───────────────────────┘                              │
  651. │                             ┌──────────────────────────────────┐            │
  652. │                             │ Principal increment: 1000.00     │            │
  653. │                             │       APR increment: 0.125       │┌─────────┐ │
  654. │                             └──────────────────────────────────┘│ Display │ │
  655. │                                                                 │ Print   │ │
  656. │                                                         ┌────────────┐    │ │
  657. │                                                         │ LPT1 (PRN) │────┘ │
  658. │                                                         │ LPT2       │      │
  659. │                                                         │ LPT3       │      │
  660. │                                                         └────────────┘      │
  661. │                                                                             │
  662. └─────────────────────────────────────────────────────────────────────────────┘
  663.  
  664.             Figure 32, The Comparison Table Printer Port Selection Menu.
  665.  
  666.  
  667.                                         A-13
  668.  
  669.  
  670. ┌─────────────────────────────────────────────────────────────────────────────┐
  671. │                                                                             │
  672. │  ≡   File    Table    Comparisons    Settings                          Exit │
  673. │                      ┌───────────────────────┐                              │
  674. │                      │ Principal vs Payments │                              │
  675. │                      │ Principal vs APR      │                              │
  676. │                      └───────────────────────┘                              │
  677. │                             ┌──────────────────────────────────┐            │
  678. │                             │ Principal increment: 1000.00     │            │
  679. │                             │       APR increment: 0.125       │┌─────────┐ │
  680. │                             └──────────────────────────────────┘│ Display │ │
  681. │                                                                 │ Print   │ │
  682. │                                                                 │ Save    │ │
  683. │                           ╔═[■]═Save Comparison Table to Filename: ══╗────┘ │
  684. │                           ║                                          ║      │
  685. │                           ╚══════════════════════════════════════════╝      │
  686. │                                                                             │
  687. └─────────────────────────────────────────────────────────────────────────────┘
  688.  
  689.                   Figure 33, The Save Comparison Table Dialog Box.
  690.  
  691.  
  692. ┌─────────────────────────────────────────────────────────────────────────────┐
  693. │                                                                             │
  694. │  ≡   File    Table    Comparisons    Settings                          Exit │
  695. │                                     ┌────────────────────┐                  │
  696. │                                     │ Computed field ... │                  │
  697. │                                     │ Duration mode ...  │                  │
  698. │                                     │ Currency symbol... │                  │
  699. │                                     │ Date format ...    │                  │
  700. │                                     └────────────────────┘                  │
  701. │                                                                             │
  702. └─────────────────────────────────────────────────────────────────────────────┘
  703.  
  704.                        Figure 34, The Settings Pull-down Menu.
  705.  
  706.  
  707. ┌─────────────────────────────────────────────────────────────────────────────┐
  708. │                                                                             │
  709. │  ≡   File    Table    Comparisons    Settings                          Exit │
  710. │                                     ┌────────────────────┐                  │
  711. │                                     │ Computed field ... │┌───────────┐     │
  712. │                                     │ Duration mode ...  ││ Principal │     │
  713. │                                     │ Currency symbol... ││ APR       │     │
  714. │                                     │ Date format ...    ││ Duration  │     │
  715. │                                     └────────────────────┘│ Payment   │     │
  716. │                                                           │ Payoff    │     │
  717. │                                                           └───────────┘     │
  718. │                                                                             │
  719. └─────────────────────────────────────────────────────────────────────────────┘
  720.  
  721.                     Figure 35, The Computed Field Selection Menu.
  722.  
  723.  
  724.                                         A-14
  725.  
  726.  
  727. ┌─────────────────────────────────────────────────────────────────────────────┐
  728. │                                                                             │
  729. │  ≡   File    Table    Comparisons    Settings                          Exit │
  730. │                                     ┌────────────────────┐                  │
  731. │                                     │ Computed field ... │                  │
  732. │                                     │ Duration mode ...  │┌──────────┐      │
  733. │                                     │ Currency symbol... ││ Payments │      │
  734. │                                     │ Date format ...    ││ Years    │      │
  735. │                                     └────────────────────┘└──────────┘      │
  736. │                                                                             │
  737. └─────────────────────────────────────────────────────────────────────────────┘
  738.  
  739.                     Figure 36, The Duration Mode Selection Menu.
  740.  
  741.  
  742. ┌─────────────────────────────────────────────────────────────────────────────┐
  743. │                                                                             │
  744. │  ≡   File    Table    Comparisons    Settings                          Exit │
  745. │                                     ┌────────────────────┐                  │
  746. │                                     │ Computed field ... │                  │
  747. │                                     │ Duration mode ...  │                  │
  748. │                                     │ Currency symbol... │                  │
  749. │                                     │ Date format ...    │                  │
  750. │                                     └────────────────────┘                  │
  751. │                                                     ┌──────────────────────┐│
  752. │                                                     │ Currency symbol:  $  ││
  753. │                                                     └──────────────────────┘│
  754. │                                                                             │
  755. └─────────────────────────────────────────────────────────────────────────────┘
  756.  
  757.                      Figure 37, The Currency Symbol Dialog Box.
  758.  
  759.  
  760. ┌─────────────────────────────────────────────────────────────────────────────┐
  761. │                                                                             │
  762. │  ≡   File    Table    Comparisons    Settings                          Exit │
  763. │                                     ┌────────────────────┐                  │
  764. │                                     │ Computed field ... │                  │
  765. │                                     │ Duration mode ...  │                  │
  766. │                                     │ Currency symbol... │                  │
  767. │                                     │ Date format ...    │┌──────────────┐  │
  768. │                                     └────────────────────┘│ 1) MM/DD/YY  │  │
  769. │                                                           │ 2) DD-Mon-YY │  │
  770. │                                                           │ 3) DD.MM.YY  │  │
  771. │                                                           └──────────────┘  │
  772. │                                                                             │
  773. └─────────────────────────────────────────────────────────────────────────────┘
  774.  
  775.                      Figure 38, The Date Format Selection Menu.
  776.  
  777.  
  778.                                         A-15
  779.  
  780.  
  781. F1=HELP     F10=Menu            INSERT/OVERWRITE    ESC=QUIT         NUM
  782. ─────────────────────────────── LOANPMT Ver 2.0 ───────────────────────────────
  783.  ≡   File    Table    Comparisons    Settings                           Exit
  784. ╔═════════════════════════════════════════════════════════════════════════════╗
  785. ║ Computed Field: Payment                                                     ║
  786. ║ Loan Company: The Last National Bank of Yorktown                            ║
  787. ║ Borrower: Data Language Systems                                             ║
  788. ║ Comment: Office Improvement Loan                                            ║
  789. ║ Payment schedule (number of payments per year): Monthly                     ║
  790. ┌────────────────────────────────────────────────────────────────────────────┐║
  791. │ Yearly   Semiyearly   Quarterly   Monthly   Semimonthly   Biweekly  Weekly │║
  792. └────────────────────────────────────────────────────────────────────────────┘║
  793. ║ Loan points charged: 0                Deferred principal: $0                ║
  794. ║ Annual percentage rate (%): 12.5                                            ║
  795. ║ Duration of loan in payments: 18                                            ║
  796. ║                                                                             ║
  797. ║ Payment: $293.83                                                            ║
  798. ║ Date of first payment (MM/DD/YY):  09/01/1989                               ║
  799. ║                                                                             ║
  800. ║                                                                             ║
  801. ║                                                                             ║
  802. ║                                                                             ║
  803. ║ F2=Save Loan Data    F3=Load Loan Data                                      ║
  804. ╚═════════════════════════════════════════════════════════════════════════════╝
  805.              Select loan payment schedule (number of payments per year).
  806.  
  807.                 Figure 39, The Loan Payment Schedule Selection Menu.